Akij Takaful Single Premium
আকিজ তাকাফুল দ্বিগুণ সুবিধা (সিঙ্গেল প্রিমিয়াম) বীমা পরিকল্প
Humans have no control over life, death or unexpected accidents. Therefore, in this uncertain life, Akij Takaful Life has brought Akij Takaful Double Benefit (Single Premium) Insurance Plan to ensure the financial and emotional security of your loved ones in your absence! In this plan, only one premium is paid for the entire term at the time of taking out the insurance policy. As a result, the insured will be provided with protection of double the sum assured (less/more) on maturity or death, InshaAllah.
Sum Assured
- Minimum BDT 50,000
Policy Term
- Fixed term – 6 to 30 Years
Age at Maturity
-
70 Years
Mode of Payment
- Once (at the time of commencement)
Age at Commencement
-
From 18 years till 60 years.
Benefits
Benefits:
Maturity Protection: If the insured survives until the maturity date, double the sum assured (based on profit/loss) will be paid at the end of the term.
Death Protection: In the event of the death of the insured while the policy is active within the term, double the sum insured (less/more) will be paid to the nominee.
Tax Benefit
Income tax relief is available on premiums paid. Death claim money is also exempt from income tax.
Surrender Value:
Policyholder can apply to receive the surrender value of the insurance policy at any time after paying the premium for at least two years.
Karjahasana (Interest-free policy loan):
The insured can avail Karje Hassanah (Interest-Free Policy Loan) in accordance with Shariah up to a maximum of 85% of the cash surrender value.